
Checking Accounts
Find the perfect checking account for your lifestyle. From students to professionals, we have options that fit your needs.
Choose Your Checking Account
- Earn up to $400 bonus*
- No monthly maintenance fees
- Unlimited ATM fee rebates nationwide
- Free checks and check images
- Free online and mobile banking
- Mobile check deposit
- $0 with $500 minimum balance
- Free online and mobile banking
- Mobile check deposit
- First order of checks free
- Access to 55,000+ ATMs
- Overdraft protection available
- No monthly fees for students
- No minimum balance required
- Free online and mobile banking
- Free debit card
- Financial education resources
- Parent/guardian access option
Checking Account Features
Mobile Banking
Bank on the go with our award-winning mobile app. Check balances, transfer funds, and deposit checks.
Debit Card
Get instant access to your money with our secure debit card. Use it anywhere Visa is accepted.
Fraud Protection
Advanced security features protect your account with real-time fraud monitoring and alerts.
Overdraft Protection
Avoid costly overdraft fees with our overdraft protection options, including transfers from savings.
How to Open Your Account
Choose Your Account
Select the checking account that best fits your needs and lifestyle.
Apply Online or In-Branch
Complete your application online in minutes or visit one of our convenient branch locations.
Fund Your Account
Make your initial deposit and start enjoying all the benefits of your new checking account.
What You'll Need to Open an Account
- Valid government-issued photo ID
- Social Security number
- Proof of address
- Minimum opening deposit
- Contact information
- Employment information
Ready to Open Your Checking Account?
Join thousands of satisfied customers who trust Horizon Banking for their everyday banking needs.