Checking Accounts

Checking Accounts

Find the perfect checking account for your lifestyle. From students to professionals, we have options that fit your needs.

Choose Your Checking Account

MOST POPULAR
Ultimate Growth Checking
Our premium checking with rewards
$0
Monthly fee
  • Earn up to $400 bonus*
  • No monthly maintenance fees
  • Unlimited ATM fee rebates nationwide
  • Free checks and check images
  • Free online and mobile banking
  • Mobile check deposit
Essential Checking
Simple, everyday banking
$5
Monthly fee
  • $0 with $500 minimum balance
  • Free online and mobile banking
  • Mobile check deposit
  • First order of checks free
  • Access to 55,000+ ATMs
  • Overdraft protection available
Student Checking
Perfect for students under 25
$0
Monthly fee
  • No monthly fees for students
  • No minimum balance required
  • Free online and mobile banking
  • Free debit card
  • Financial education resources
  • Parent/guardian access option

Checking Account Features

Mobile Banking

Bank on the go with our award-winning mobile app. Check balances, transfer funds, and deposit checks.

Debit Card

Get instant access to your money with our secure debit card. Use it anywhere Visa is accepted.

Fraud Protection

Advanced security features protect your account with real-time fraud monitoring and alerts.

Overdraft Protection

Avoid costly overdraft fees with our overdraft protection options, including transfers from savings.

How to Open Your Account

1

Choose Your Account

Select the checking account that best fits your needs and lifestyle.

2

Apply Online or In-Branch

Complete your application online in minutes or visit one of our convenient branch locations.

3

Fund Your Account

Make your initial deposit and start enjoying all the benefits of your new checking account.

What You'll Need to Open an Account

  • Valid government-issued photo ID
  • Social Security number
  • Proof of address
  • Minimum opening deposit
  • Contact information
  • Employment information

Ready to Open Your Checking Account?

Join thousands of satisfied customers who trust Horizon Banking for their everyday banking needs.