Choose Your Savings Account
- No minimum balance requirements
- No monthly maintenance fees
- FDIC insured up to $250,000
- Online and mobile banking access
- Interest compounded daily
- $25 minimum opening deposit
- No monthly fee with $300 balance
- Free online and mobile banking
- Quarterly statements
- Overdraft protection for checking
- $5 minimum opening deposit
- No monthly maintenance fees
- Financial education resources
- Parent/guardian oversight
- Goal-setting tools
Certificate Accounts
Lock in competitive rates with our certificate accounts. Choose the term that works best for your savings goals.
$1,000 minimum deposit
$1,000 minimum deposit
$1,000 minimum deposit
$1,000 minimum deposit
Why Choose Our Savings Accounts
Competitive Rates
Earn more with our high-yield savings accounts and competitive certificate rates.
FDIC Insured
Your deposits are protected up to $250,000 by FDIC insurance for peace of mind.
Savings Tools
Use our savings calculators and goal-setting tools to plan and track your progress.
Goal Setting
Set and track savings goals with our online and mobile banking platforms.
Smart Savings Tips
Make the most of your savings with these proven strategies from our financial experts.
Set up automatic transfers from your checking to savings account. Even small amounts add up over time.
- Start with just $25 per week
- Time transfers with your payday
- Increase amounts gradually
Aim to save 3-6 months of expenses in a high-yield savings account for unexpected situations.
- Start with $500 as your first goal
- Keep it separate from other savings
- Only use for true emergencies
Lock in higher rates with certificates for specific savings goals with known timelines.
- Match term to your goal timeline
- Consider laddering CDs
- Reinvest at maturity
Start Growing Your Savings Today
Take the first step toward your financial goals with a Horizon Banking savings account.